The engine does not simply rank companies. It converts a broad candidate universe into a documented portfolio that can be reviewed by authorised arrangers, guarantors and institutional investors.
Financial informationAudited or certified accounts and consistent reporting.
Debt-service capacityOperating cash flow, leverage and interest coverage.
Compliance & governanceTax, social security, defaults, ownership and governance checks.
Portfolio disciplineCompany, sector and economic-group concentration controls.
Development & ESGScreening where required by guarantors, DFIs or anchor investors.
Pre-scoring supports institutional screening and workflow. It is not presented as a formal credit rating unless separately authorised.